TRAVEL

Travel is one of life’s great pleasures and one of life’s more unpredictable undertakings. Flights are canceled. Luggage disappears. Illnesses have the worst timing. Accidents occur in strange places away from home. For most travelers, it’s not a matter of if something will go wrong at some point in their traveling lives, but when, and how much it will cost when it does. Travel insurance is there to answer that second part – to ensure that the financial consequences of

Plan With Breathing Space Start with dates, budget and pace rather than a list of places you want to see. Draw up a basic budget including transportation, accommodation, meals, activities and a 10 to 15 percent buffer for the unexpected. Book major pieces early enough to lock in decent prices, but leave room in the calendar so one late train doesn’t wreck the next three days. Flying midweek and on off-peak dates tends to mean thinner crowds and less in