We all could do with a little discount here or there. With the cost-of-living soaring and bills continuing to rise, we’re searching for ways to save money where we can. They may see few and far between these days, but drivers keen to cut the cost of their auto insurance can find remarkable deals by shopping around.

And those savings could be substantial. But why stop there? While you want to find a cheap auto insurance agency to work with, it pays off to do a bit of research before deciding on anything. Here are a few hacks to help you keep your premiums down.

Compare Different Auto Insurance Quotes

Third-party auto insurance offers the most basic level of cover, so it’s easy to assume it is the cheapest option around. But this isn’t always the case considering car insurance prices depend on each person’s circumstances. That’s why you should take it upon yourself to compare auto insurance online and look at prices for the three main types of car insurance; third-party, third-party fire and theft and comprehensive.

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Reduce Annual Mileage

If you can limit the amount of time, you’re on the road; your auto insurance provider may consider you a lower risk and therefore reduce your premium. In most cases, insurance providers ask how many miles you drive on average, since it is one of the main factors used to calculate your insurance premium.

It is highly recommended that you set your mileage as low as you can, but always be realistic. Never should you forget the road trip to see your gran for a proper roast every now and then, for instance, or your limit is toast. And that doesn’t come as a surprise since if you make a claim and your insurance provider discovers your estimate wasn’t accurate, they may choose not to pay out.

There are numerous things you can do when you want to take advantage of what cheap auto insurance policies can do for you as a driver. It all narrows down to doing a bit of research here and there, and you’re good to go.